State-owned Banco de Costa Rica (BCR), the country's second largest bank, offers a range of banking products and services to individuals and companies, including SMEs. The bank forms part of financial conglomerate Conglomerado Financiero Banco de Costa Rica, the country's second largest. The group also owns a pension fund manager, an investment management firm, a stockbrokerage and Panama-based bank BICSA, which focuses on trade finance and wholesale banking. BCR was founded in 1877 and is headquartered in San Jose, Costa Rica.
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