Banco de Occidente, incorporated in 1965, is a Colombia-based financial institution. It offers a range of integrated financial services, including corporate banking, personal banking, investment banking, leasing, factoring, stock brokerage, insurance, and consulting services. The bank offers retail customers an array of deposit and investment products, as well as a range of services and products, including checking and savings accounts, debit and credit cards, and credit lines such as personal loan and revolving credit. The company also offers corporate clients a comprehensive line of business banking products and services, including collections and payment services, treasury and investment services, vehicle financing products, insurance coverage for cars and machinery, export and import products, factoring, foreign trade, correspondent banking, offshore banking, as well as engages in buying and selling foreign exchange. Its investment banking services include capital market, corporate finance, structuring projects, money desk, and buying and selling securities. It also provides money market services, time deposits, warranties or guarantees, export letters of credit, and loans. Banco de Occidente owns a number of subsidiaries, including trust fund unit Fiduciaria de Occidente, Banco de Occidente (Panamá), and Occidental Bank Barbados. It is based in Santiago de Cali, Colombia and is owned by the country's biggest banking holding Grupo Aval.