HSBC Brazil, the Brazilian unit of UK banking group HSBC, is a full service bank offering a range of financial products and services to individual and business clients. The bank manages its business through two customer groups - personal financial services and commercial banking - and two global businesses - corporate, investment banking and markets (CIBM) and private banking. HSBC Brazil, the country's sixth largest bank, offers its individual personal banking customers an array of products and services, including bank accounts, credit cards, personal loans, investment products, and money transfers. For companies, it provides trade products, corporate credit facilities, credit cards, payments and receivables, and treasury services. The bank also offers other services through its subsidiaries, such as insurance, retirement benefit plans, savings plans, foreign exchange brokerage, securities brokerage, securities dealing, and asset management. With 23,000 employees, the bank is present in 545 municipalities and operates through a local network of 1,426 branches and some 5,200 ATMs. It has an overseas branch in the Cayman Islands and is headquartered in Paraná state capital Curitiba.