The Instituto Colombiano de Ahorro y Vivienda (ICAV) began its operations on February 11th 1975 as a non-profit, private-held civil corporation. The group acts a representative for its affiliates in common interest issues in the public and private sectors, aiming to find the best conditions to the development of home financing in Colombia. Its main objective is to research in the economic, technical, operative, legal and social aspects related to the Colombian savings and housing system and other alternatives for home financing.
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