Scotiabank Chile, the Chilean unit of Canada's Scotiabank, is the country's seventh largest bank. Its operations are channeled through three business divisions: SME and retail banking, commercial banking, and personal banking. Scotiabank Chile's commercial banking segment offers funding for working capital, foreign trade loans, leasing, factoring, structured finance (including syndicated loans and project finance), mutual funds, savings accounts, checking accounts, time deposits, treasury products, and non-credit products and services such as payroll payment solutions, collection services, and insurance. The bank also offers a comprehensive range of products for personal customers, including overdraft lines of credit, mortgages, consumer loans, savings products, and foreign exchange services. The bank provides mutual fund management, insurance brokerage, securities brokerage, and financial advisory services through its subsidiaries.