Banco de Bogotá S.A., Colombia's second biggest bank in terms of assets, provides a range of banking and financial products and services to a broad customer base. The company's business is structured into five segments: personal banking, SME banking, corporate banking, preferential banking and microfinance services. Personal banking services and products comprise saving and checking accounts, debit and credit cards, fixed-term deposits, and consumer and commercial loans, among others. The bank also offers a range of corporate banking services and products, including liquidity and investment solutions, financing solutions (working capital, development loans, and bank guarantees), foreign trade, leasing, investment products, and trusteeship services. Banco de Bogotá has a global network comprised of a number of domestic and overseas subsidiaries and branch offices. Local subsidiaries include investment bank Corficolombiana, bonded warehouse Almaviva, trust fund unit Fiduciaria Bogotá and Leasing Bogotá. In addition, the company has overseas agencies in New York and Miami, and owns subsidiaries in Panama, The Bahamas and the Cayman Islands. The bank forms part of Colombia's largest financial holding, Grupo Aval, which also owns Banco Popular, Banco de Occidente and Banco AV Villas.