State financial institution specializing in mortgage loan servicing whose mission is to facilitate the access to housing finance in accordance with the guidelines set by the Banco Central de Uruguay (BCU). The functions of the bank include extending credit in local currency, indexed or readjustable units of account with mortgage-backed guarantees to acquire, build, repair or expand housing; or negotiating, managing and issuing negotiable securities in any form, both domestically or abroad, by itself or in partnership with third parties. In addition, Banco Hipotecario del Uruguay has the power to establish or acquire commercial partnerships, and participate in public, private, domestic, or foreign companies, as well as in existing companies and companies about to be established.
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