BBVA Horizonte is Colombia's largest foreign-owned AFP and third largest pension fund manager. Its products include mandatory pension and unemployment funds, and voluntary pension plans. The pension fund manager offers voluntary programs for individuals and companies. Its corporate plan includes an agreement wherein a company, acting as a sponsor, commits to making contributions into individual pension fund accounts for each employee. In 2013, colombian financial holding Grupo Aval closed the acquisition of BBVA local pension fund unit BBVA Horizonte.
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