Venezuela-based Banco de Venezuela is a financial institution principally engaged in the banking sector. It provides a wide range of banking and financial services including personal, corporate and private banking, as well as investment, factoring, fiduciary and insurance services. Its services and products include checking and savings accounts, commercial and consumer loans, microcredits, fixed-term deposits, debit and credit cards, securities custody, foreign exchange, debit payment, international fund transfer services, financial leasing, and promissory notes. As of December 31, 2009, the Caracas-based bank served more than 3mn customers and operated a nationwide network of 286 offices, 992 ATMs, 25,936 points of sale, and 19,340 local retailers. It also has a foreign branch established in Curaçao, the Netherlands Antilles. Banco de Venezuela holds interests in interbank clearing network Corporacion Suiche 7B, credit card processor and electronic billing provider Consorcio Credicard, and real estate company Inmuebles B de V 1985. Spanish bank Santander left Venezuela in June 2009, selling its Banco Venezuela subsidiary to the government for US$1.02bn. The bank now operates as a subsidiary of local state-owned development bank Bandes.