Empresa Financiera Edyficar is a Peruvian entity which operates in the microfinance industry and aims to provide priority funding for individuals and legal entities conducting activities classified as small businesses and micro-enterprises, with a special focus on population segments with lower economic resources. The company was incorporated in 1997 and started operations in January 1998. Is a subsidiary of Banco de Crédito del Perú and is part of the Credicorp Group. In February 2014, Credicorp announced that Edyficar acquired compatriot microfinance group ACP Corp's 60.7% stake in microlender Mibanco. As a consequence of the transaction, Edyficar and Mibanco merged its operations, forming the largest microlending entity in Peru, with a 19.5% share of the micro and SME market.